Provides you with worldwide travel protection plus travel assistance services anytime anywhere.
TRAVEL ASSISTANCE SERVICES
Actual assistance in your time of need is just a phone call away - anytime and anywhere in the world. (List of Benefits)
PERSONAL LIABILITY ABROAD Covers expenses incurred for accidental bodily injury or death of another person or actual loss or damage to another person's property due to the insured's negligence.
ACCIDENTAL DEATH AND PERMANENT DISABILITY OF INSURED
Covers the insured against accidental death or permanent disablement one hour before the scheduled departure until one hour upon arrival or scheduled arrival on the designated return date whichever comes first.
IMPORTANT POLICY CONDITIONS
Maximum period of coverage is 90 days. No extension is allowed.
Adults up to the age of 70 years and children 18 years and below may avail of coverage.
No premium refund is allowed once the policy has been issued.
All coverages are subject to the conditions and exclusions of the actual policy.
Covers the usual, customary, necessary and reasonable costs of hospitalisation, surgery, medical fees and pharmaceutical products in case of accident or illness while travelling abroad.
Transport or repatriation in case of illness or accident
Through the Mapfre Insular Travel Assist call centre, the insured will be given access and referred to any agreed medical centre or medical practitioner of the Company's international network.
Access to call centres to obtain miscellaneous services in the country where he is located such as rental car referral and reservation and legal and administrative information and referral.
Reimburse the non-refundable travel expenses as a result of the trip being cancelled due to death or sickness or any other cause covered by the policy.
Reimburse expenses incurred (transport and hotel accommodation) if flight is delayed by 8 hours or more due to a cause covered by the policy
Compensation for in-flight loss of checked-in baggage
Up to $1,200 subject to limit of $150 /item(deductible $30)
Pays for actual or replacement cost of checked-in baggage lost in flight for which the carrier is liable. Baggage is considered lost after 21 days from check-in date.
Reimburse purchase of necessary clothing & toiletries due to the check-in baggage being delayed, misdirected or temporarily misplaced for more than 12 hours from the time of arrival at the overseas destination.
Advise Insured on reporting the robbery or loss of his/her baggage and personal possessions, and will collaborate in arrangements for locating them. If recovered, take charge of forwarding the same to the Insured.
PERSONAL LIABILITY ABROAD
$10,000
$20,000
PERSONAL ACCIDENT COVERAGE
$10,000
$20,000
Note: Money, jewellery, debit and credit cards, and any type of document in lost luggage are excluded from Baggage Coverage
Disclaimer:
This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusion and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE INSULAR.
